Scan to pay

Instant Download this Quick and Easy Printable Scan to Pay Template, Scan To Order, Payment Sign, QR Code Sign Template, We Accept Payment Paypal, Vendor Display Cashapp Canva Template which is perfect for every type of business places for example Hotel, mall, Guesthouse, living room, Grocery Shop etc. Beautifully designed using …

Retro Scan to pay, QR Code Scan To Pay, Rainbow Printable Scan To Pay Template, Payment Sign, Boho Small Business, Paypal Venmo Cashapp Sign (22) Sale Price $4.00 $ 4.00 Ways to Scan to Pay. Scan QR. Scan the store's QR tent card or the POS-generated QR code to pay. Show QR. Generate a QR code through your app and present it to the …Editable Scan to Pay Card, QR Code Sign Template, CashApp PayPal Sign for Small Business, Venmo Payment Printable, Instant Download. 100% Editable Template, Additional Social Media Icons Included. This fully editable QR code sign template is a great way to make your customers' payments even easier and faster.Scan to pay via QR at your favorite stores, supermarkets, restaurants and more. Send funds instantly with Fawri/Fawri+. Securely send bank transfers from your phone to other phones within minutes. Bill payments with Fawateer. Pay your due bills and invoices faster and securely with BenefitPay all in one place. Scan to pay. Manage your money like never before. Don’t have cash, your wallet or time? Nedbank Money is the only banking app that allows you to pay any Merchant that displays a Masterpass, Pay@ or SnapScan QR code, whether at a restaurant, till point, weekend market, online or for utility bills with more to come. Yes. You can use your contactless Visa card at millions of merchants around the world that accept contactless payments by tapping it at a contactless checkout terminal where you see the Contactless Symbol , inserting it into an EMV chip terminal, or swiping it at a magnetic stripe terminal.In fact, many countries have already adopted contactless … FAIRY - Scan to Pay Template, Holographic Glitter Payment Sign, QR Payment Sign, Printable Customer QR Sign, DiY Cash App Sign Editable. (8.1k) $3.50. $6.35 (45% off) Digital Download. Editable QR Code Sign Canva Template, Printable Scan To Pay Sign, Small Business Custom QR Code Sign, Instant Download Payment Sign. TDS-02.

You can pay any printed or online QR codes from Scan to Pay/Masterpass or SnapScan. Pay bills from Pay@, Easy Pay, DStv, municipalities and more. You can also pay faster at online retailers like Takealot and more by selecting Scan to Pay or Masterpass when checking out. You don’t need to enter card details or banking information.Yes, it can. After which, the recurring amount will kick in for subsequent payments. The recurring amount will not be able to be zero, however, as the zero amount is simply used to tokenize the credit card. Future charges will need to be set at a ... Payment Solutions | Scan To Pay (QR Code Apps) | Knowledge Base.Not only does this app allow you to send money to friends and family, but you can also use it to pay for things in a store — without needing a card. ... If you find yourself wondering, “Can you scan Cash App to pay at store,” the answer is: it depends. It’s possible that the store has a QR code that you can scan for the Cash App.You can pay any printed or online QR codes from Scan to Pay/Masterpass or SnapScan. Pay bills from Pay@, Easy Pay, DStv, municipalities and more. You can also pay faster at online retailers like Takealot and more by selecting Scan to Pay or Masterpass when checking out. You don’t need to enter card details or banking information.Scan and Pay. More in Loyalty & Payment. V+ Rewards. Rewards on the Go. Capitec. Simply swipe your V+ card and pay with your Capitec card. Discovery Insure fuel cash back. With Shell and Vitality Drive, you can get up to 50% of your Shell fuel spend back every month by driving well. Home. Motorists. Loyalty & Payment.Scan & Pay is a cashless feature that allows you to make payments or receive money via any accepted QR codes, including DuitNow QR. You can Scan & Pay in-store, online and even among your friends! Say goodbye to the hassle of handling physical cash and loose change. Accepted at over 450,000 merchants nationwide, both in-store and online.

Scan-to-Pay; Faculty Evaluation; Visit Other Online Portals. Access most frequently downloaded forms from Admissions, CLCDP, and more! Completion Form; Latest Internship MOA Template; Medical Referral Slip for First Year Students; Leave of Absence (LOA) FORM; View Other Student Forms. DIGITAL DOWNLOAD / Laser Cut File for Social Media Sign / QR code sign / Scan To Pay Sign / Payment Sign / Instagram Sign / Craft Fair Sign. (1.4k) $11.99. Editable QR Code Sign Canva Template, Printable Scan To Pay Sign, Small Business Custom QR Code Sign, Instant Download Payment Sign. TDS-02. How to Scan to pay. 1. Tap “Scan” icon on Homescreen. 2. Your camera will open to scan barcode on the bill. 3. Check if the amount & everything are correct, then choose your prefered funding source. You can choose from binding bank account, credit card or TrueMoney. Then tap “Confirm”.scan2pay. Pay securely and simply using QR code scan. Even faster, even more mobile: Just use your smartphone to scan the paysafecard QR code that appears in the …Here, Scan to Pay's QR code technology shines, especially its compatibility with bank applications. By integrating with well-established banking apps, the trustworthiness of these platforms combined with the inherent security features of QR code transactions reinforces the protective framework of the process. The transaction process … What is Tap to Pay on iPhone? Tap to Pay on iPhone lets you accept contactless payments, right on iPhone — without any extra terminals or hardware. Accept payments from contactless credit or debit cards, Apple Pay, Apple Watch, and smartphones with other digital wallets. All you need is to ScanPay app on your iPhone.

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Scan-to-Pay; Faculty Evaluation; Visit Other Online Portals. Access most frequently downloaded forms from Admissions, CLCDP, and more! Completion Form; Latest Internship MOA Template; Medical Referral Slip for First Year Students; Leave of Absence (LOA) FORM; View Other Student Forms.Scan to pay. Your customer uses their phone to scan the QR code. Pay. A website opens up, on which your customer can enter the amount owed and their card details. Confirm. … What is Tap to Pay on iPhone? Tap to Pay on iPhone lets you accept contactless payments, right on iPhone — without any extra terminals or hardware. Accept payments from contactless credit or debit cards, Apple Pay, Apple Watch, and smartphones with other digital wallets. All you need is to ScanPay app on your iPhone. ABSA Masterpass is now ABSA Scan to Pay powered by Ukheshe. Our app makes it easy to scan and pay QR codes for almost anything, from groceries to bills to online shopping. Sign up using only your mobile number and securely add bank cards from Visa and Mastercard for safe and convenient payments. Your cards are protected with …Instant Download this Quick and Easy Printable Scan to Pay Template, Scan To Order, Payment Sign, QR Code Sign Template, We Accept Payment Paypal, Vendor Display Cashapp Canva Template which is perfect for every type of business places for example Hotel, mall, Guesthouse, living room, Grocery Shop etc. Beautifully designed using …Discover QR codes for contactless ordering and payment, including QR code menus for restaurants and scan to pay solutions for any business. Start now! Square Online. Find QR code solutions for any business. Square ... You only pay our standard processing rate (2.9% + 30¢) when you make a sale.

Cash App Pay is a fast and simple payment method that lets you to pay for purchases either by scanning a simple QR code or by tapping Cash App Pay at checkout to be redirected to Cash App. Cash App Pay is available when you shop online or in person at Square Sellers and select third party merchants. Payzapp offered by HDFC Bank offers you to Simply scan any QR code at any merchant outlets using Payzapp and make fast payments with just one click. Download and register on PayZapp app.payzapp.in to enjoy the benefits of cashless experience today! *All Bank account transfers from PayZapp wallet will incur transaction fees of 2.5% + 18% GST. In addition, your Kroger Pay wallet is linked to your Kroger Co. Family of Stores Rewards program loyalty account, enabling you to automatically accrue loyalty points when making an eligible purchase using Kroger Pay. Simply scan the Kroger Pay QR Code at any time during checkout for a faster, more convenient experience.The latest payment apps with scan to pay features also allow smartphone cameras to scan physical credit cards to process transactions. The best QR code … Check out our scan to pay sign selection for the very best in unique or custom, handmade pieces from our stationery shops. You can pay any printed or online QR codes from Scan to Pay/Masterpass or SnapScan. Pay bills from Pay@, Easy Pay, DStv, municipalities and more. You can also pay faster at online retailers like Takealot and more by selecting Scan to Pay or Masterpass when checking out. You don’t need to enter card details or banking information. You can pay any printed or online QR codes from Scan to Pay/Masterpass or SnapScan. Pay bills from Pay@, Easy Pay, DStv, municipalities and more. You can also pay faster at online retailers like Takealot and more by selecting Scan to Pay or Masterpass when checking out. You don’t need to enter card details or banking information. Scan to Pay enables seamless QR code transactions between merchants and consumers. Merchants benefit from effortlessly creating and managing static or dynamic QR codes to receive payments, while consumers enjoy the convenience, safety, and security of making payments using their mobile devices, without the need for cash …

You can pay any printed or online QR codes from Scan to Pay/Masterpass or SnapScan. Pay bills from Pay@, Easy Pay, DStv, municipalities and more. You can also pay faster at online retailers like Takealot and more by selecting Scan to Pay or Masterpass when checking out. You don’t need to enter card details or banking information.

Scan and Pay: Billing becomes an easier, simpler and secure way using Smart Phone. No need to carry Card or Card details, Just scan QR code using smart phone and pay all your bills.Scan to Pay Touch Free Decal - Custom QR Code Payment Scan Sign, Decals for Digital Payment, Social Media, Restaurant Menu, Tip Jar Signs - 2 Codes Brand: IT'S A SKIN 4.4 4.4 out of 5 stars 34 ratingsVia the Maya Terminal. Tap “Pay with QR". Scan the merchant’s QR code displayed in the Maya Terminal device. The merchant name and total amount to be paid will be reflected in your screen. Press “Send Payment” or “Pay”. You will receive a confirmation message in the app and via SMS for your successful transaction.Scan And Pay Sign. Small Business Sign. 236. Editable Scan to Pay Canva Template 3. Graphics / Print Templates. $5.00 $2.50. -50%. Buy now. Click here and download the Editable Scan to Pay Canva Template 3 graphic · Window, Mac, Linux · Last updated 2024 · Commercial licence included .Scan a QR code to pay 1. Open the app and enter your secret Remote App PIN 2. Tap Transact 3. Tap Scan to pay 4. Allow the app to access your camera if this is your first time using scan to pay 5. Tap Scan and scan the QR code 6. If you have more than one card, choose which one you want to use (your debit card is your default payment card) 7.Editable Scan to Pay Card, QR Code Sign Template, CashApp PayPal Sign for Small Business, Venmo Payment Printable, Instant Download. 100% Editable Template, Additional Social Media Icons Included. This fully editable QR code sign template is a great way to make your customers' payments even easier and faster.Scan to pay, QR Code Scan To Pay Template, Printable Scan To Pay Template, Payment Sign, Small Business Sign, Paypal Venmo Cashapp Sign. (22) $4.00. $5.00 (20% off) Digital Download. Custom payment sign Scan to pay 3D QR code for quick payment. Small business venmo qr code sign, salon QR code sign Multi qr code. (400)Scan And Pay Sign. Small Business Sign. 236. Editable Scan to Pay Canva Template 3. Graphics / Print Templates. $5.00 $2.50. -50%. Buy now. Click here and download the Editable Scan to Pay Canva Template 3 graphic · Window, Mac, Linux · Last updated 2024 · Commercial licence included .Step by step guide to make a PromptPay QR transaction. Launch scan and pay, and scan PromptPay QR. Tip: Look out for PromptPay logo. Tap on “Next”. Tip: Minimum amount for PromptPay QR transaction is 1.00 SGD. Review payment details and “Slide to pay” to confirm. Success payment acknowledgement. Tip: To verify transaction, check ...Also known as scan to pay, a QR code payment gives businesses an easy to take contact-free payments from their customers. Here’s how they work. Firstly, to generate a code, …

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ABSA Masterpass is now ABSA Scan to Pay powered by Ukheshe. Our app makes it easy to scan and pay QR codes for almost anything, from groceries to bills to online shopping. Sign up using only your mobile number and securely add bank cards from Visa and Mastercard for safe and convenient payments. Your cards are protected with …Sep 18, 2023 · Position the QR Code. You will find an option to ‘Scan QR code to pay’ on PayZapp’s dashboard. Select the option and launch the QR code scanner. You can then position your smartphone’s camera in front of the QR code. Ensure that the entire QR code is visible within the scanning frame on the screen. Scan the QR Code. Discover QR codes for contactless ordering and payment, including QR code menus for restaurants and scan to pay solutions for any business. Start now! Square Online. Find QR code solutions for any business. Square ... You only pay our standard processing rate (2.9% + 30¢) when you make a sale.After which, the recurring amount will kick in for subsequent payments. The recurring amount will not be able to be zero, however, as the zero amount is simply used to tokenize the credit card. Future charges will need to be set at a ... Payment Solutions | Scan To Pay (QR Code Apps) | Knowledge Base.Scan to pay, QR Code Scan To Pay Template, Printable Scan To Pay Template, Payment Sign, Small Business Sign, Paypal Venmo Cashapp Sign. (22) $4.00. $5.00 (20% off) Digital Download. Custom payment sign Scan to pay 3D QR code for quick payment. Small business venmo qr code sign, salon QR code sign Multi qr code. (400)The first step is to download the Spenda Scan to Pay mobile app that you can find on the Google and Apple mobile application stores . Add a card/Buy a Spenda voucher . Add a bank card and verify it with your bank or buy a voucher and get to spending! once you've completed this step it's easy from there!You can pay any printed or online QR codes from Scan to Pay/Masterpass or SnapScan. Pay bills from Pay@, Easy Pay, DStv, municipalities and more. You can also pay faster at online retailers like Takealot and more by selecting Scan to Pay or Masterpass when checking out. You don’t need to enter card details or banking information.BDO Pay is an e-wallet app linked to your BDO accounts and/or credit card. It lets you use your account's available balance or credit card limit to make convenient everyday payments. Some of its features include Scan to Pay, Split Bill, Send & Receive Money, and Pay Bills.After which, the recurring amount will kick in for subsequent payments. The recurring amount will not be able to be zero, however, as the zero amount is simply used to tokenize the credit card. Future charges will need to be set at a ... Payment Solutions | Scan To Pay (QR Code Apps) | Knowledge Base.You can pay any printed or online QR codes from Scan to Pay/Masterpass or SnapScan. Pay bills from Pay@, Easy Pay, DStv, municipalities and more. You can also pay faster at online retailers like Takealot and more by selecting Scan to Pay or Masterpass when checking out. You don’t need to enter card details or banking information. ….

New York CNN Buisiness —. Amazon will let customers at some Whole Foods stores pay with simple wave of their hands. The company announced Wednesday it is bringing palm scanners to one of its ...Maximize your cashless transactions with Scan to Pay via QR with accredited merchants across the Philippines. Scan to Pay. To pay via QR, please follow the steps below: Login to your GCash app and tap QR; Scan your phone to the merchant's QR code. Make sure the QR code is within the frame; Review and confirm the details then tap PayYou can pay any printed or online QR codes from Scan to Pay/Masterpass or SnapScan. Pay bills from Pay@, Easy Pay, DStv, municipalities and more. You can also pay faster at online retailers like Takealot and more by selecting Scan to Pay or Masterpass when checking out. You don’t need to enter card details or banking information.Scan & Pay is a cashless feature that allows you to make payments or receive money via any accepted QR codes, including DuitNow QR. You can Scan & Pay in-store, online and even among your friends! Say goodbye to the hassle of handling physical cash and loose change. Accepted at over 450,000 merchants nationwide, both in-store and online.Scan-to-Pay; Faculty Evaluation; Visit Other Online Portals. Access most frequently downloaded forms from Admissions, CLCDP, and more! Completion Form; Latest Internship MOA Template; Medical Referral Slip for First Year Students; Leave of Absence (LOA) FORM; View Other Student Forms.These scan-to-pay payment sign templates are entirely customizable, allowing you to include your logo, contact information, and other features to personalize them. Fully editable options exist for the fonts, colors, and lines as well. This is a template for Canva only.Scan to Pay - Powered by Ukheshe is the largest QR ecosystem within South Africa. Scan to Pay is a QR code payment solution that allows merchants and consumers to transact contactlessly. Merchants are able to create and manage static or dynamic QR codes which allow them to accept payments seamlessly.Jan 23, 2019 · Alternatively, they can select the ‘Payments’ option on the FNB App, login and select FNB Pay, then click on ‘Scan to Pay’. Similarly, businesses will select Payments, login and click on ... Via the Maya Terminal. Tap “Pay with QR". Scan the merchant’s QR code displayed in the Maya Terminal device. The merchant name and total amount to be paid will be reflected in your screen. Press “Send Payment” or “Pay”. You will receive a confirmation message in the app and via SMS for your successful transaction. Scan to pay, ABSA Masterpass is now ABSA Scan to Pay powered by Ukheshe. Our app makes it easy to scan and pay QR codes for almost anything, from groceries to bills to online shopping. Sign up using only your mobile number and securely add bank cards from Visa and Mastercard for safe and convenient payments. Your cards are protected with …, Scan To Pay Sign, Instant Download, Editable QR Code Sign, CashApp, Printable Payment Sign, Venmo, Scan to Pay Template, Scan To Paypal a d vertisement by Noirdecors Ad vertisement from shop Noirdecors Noirdecors From shop Noirdecors. Sale Price $1.60 $ 1.60 $ 2.46 Original Price $2. ..., Alternatively, they can select the ‘Payments’ option on the FNB App, login and select FNB Pay, then click on ‘Scan to Pay’. Similarly, businesses will select Payments, ..., Internet BankingAppointment PortalUSD BookingBML RewardsGift CardMerchant PortalKindly by BML. Scan to Pay. Scan to pay. Pay securely from the app from any of your cards! Choose to pay without carrying a physical card by using the “Scan to Pay” option on the POS terminal or scanning the BML Pay QR sticker at the merchant. Work …, Step 1: Initiate a payment. If the balance of the target payment method is sufficient to pay for the buyer's order, you can call the pay API to initiate an Auto Debit payment. Pass in the following parameters correctly in the request: productCode: Pass in the value AGREEMENT_PAYMENT. paymentMethod.paymentMethodId: The value of …, See full list on merchantmaverick.com , There are now more than 100,000 merchants using Scan to Pay as a method of payment. Since GCash is partly Ayala-owned, all Ayala malls have a requirement for their merchants to accept GCash. Other malls like SM and Robinson’s also support cashless methods of payment that’s why you can readily see different QR standees on …, Scan to pay. We have upgraded your PayZapp experience – Download the new app and use the same mobile number. Please note that the access to your old PayZapp wallet balance will be stopped on May 10, 2023. The old wallet balance will get transferred to the new PayZapp wallet on successful registration & KYC validation**, Scan. Your customer uses their phone to scan the QR code. Pay. A website opens up, on which your customer can enter the amount owed and their card details. Confirm. Your customer can either show you their success screen to confirm the payment, or you can check your sales history in the SumUp App., Step 1: Initiate a payment. If the balance of the target payment method is sufficient to pay for the buyer's order, you can call the pay API to initiate an Auto Debit payment. Pass in the following parameters correctly in the request: productCode: Pass in the value AGREEMENT_PAYMENT. paymentMethod.paymentMethodId: The value of …, How to pay Square Sellers or select third party merchants using the Cash App QR scanner. Tap the Payments ‘$’ tab on your Cash App to get to the home screen. Tap the QR Scanner on the top left corner of the screen. Scan the QR Code at the Square Sellers point of sale. Follow the Steps. , Have your customers scan the QR code with their smartphone. Within moments, a payment screen will appear on their device so they can finish the payment process. With MONEI’s QR code solution, digital QR codes are bound to a specific payment amount, which you can configure before your customer scans to pay., You can pay any printed or online QR codes from Scan to Pay/Masterpass or SnapScan. Pay bills from Pay@, Easy Pay, DStv, municipalities and more. You can also pay faster at online retailers like Takealot and more by selecting Scan to Pay or Masterpass when checking out. You don’t need to enter card details or banking information., , PCI data securityLike all our solutions, Scan to Order coupled with Scan to Pay help you adhere to the latest PCI data security standards to help keep payment information safe from fraud; The greenest way to orderRemoving paper from the equation allows you to offer a greener and more sustainable way for customers to enjoy your delicious creations; …, Feb 14, 2022 · An example of a dynamic QR code is creating a payment from your mobile device each time a customer is ready to pay and then asking them to scan the QR code to review and complete the transaction. Another application of a dynamic QR code is letting customers have the ability to scan the code and enter the payment amount themselves. , Visa Scan to Pay is a cost-efficient, secure and convenient way to pay with your mobile phone. Secure QR based payment for debit/credit card transaction. Visa QR Scan to pay provides instant payment confirmation for both customers and merchants. Instant transaction notifications to both merchant and customer. Payment network powered by Visa., 2 Bundle Editable QR Code Sign Business, Printable Payment Sign, Scan to Pay Template, Scan To Paypal, Venmo, CashApp, Instant Download. (75) $2.79. $6.98 (60% off) Digital Download. Editable QR Code Sign Canva Template, Printable Scan To Pay Sign, Small Business Custom QR Code Sign, Instant Download Payment Sign. TDS-02., Spenda Scan to Pay makes it easy to scan and pay QR codes for almost anything, from groceries to bills to online shopping. Sign up using only your mobile number and securely add bank cards from Visa and Mastercard for safe and convenient payments. Your cards are protected with industry-standard encryption keeping you safe and secure., Scan To Pay is a fast, simple and secure way of making payments at merchant’s outlets by simply scanning a QR code using a smart phone. QR is an acronym for Quick Response …, New York CNN Buisiness —. Amazon will let customers at some Whole Foods stores pay with simple wave of their hands. The company announced Wednesday it is bringing palm scanners to one of its ..., Yes. You can use your contactless Visa card at millions of merchants around the world that accept contactless payments by tapping it at a contactless checkout terminal where you see the Contactless Symbol , inserting it into an EMV chip terminal, or swiping it at a magnetic stripe terminal.In fact, many countries have already adopted contactless …, PCI data securityLike all our solutions, Scan to Order coupled with Scan to Pay help you adhere to the latest PCI data security standards to help keep payment information safe from fraud; The greenest way to orderRemoving paper from the equation allows you to offer a greener and more sustainable way for customers to enjoy your delicious creations; …, QR codes for contactless payments. Generate a quick QR code and share it online or in print to accept payments for a specific item or service — no need to create a full website. …, Via the Maya Terminal. Tap “Pay with QR". Scan the merchant’s QR code displayed in the Maya Terminal device. The merchant name and total amount to be paid will be reflected in your screen. Press “Send Payment” or “Pay”. You will receive a confirmation message in the app and via SMS for your successful transaction. , Maximize your cashless transactions with Scan to Pay via QR with accredited merchants across the Philippines. Scan to Pay. To pay via QR, please follow the steps below: Login to your GCash app and tap QR; Scan your phone to the merchant's QR code. Make sure the QR code is within the frame; Review and confirm the details then tap Pay, How QR code app payments work. At checkout, the customer selects QR Code Apps as their payment method. They select the payment app they wish to use and scan the QR code with the app on their mobile phone. If checking out on their mobile phone, they can complete the payment directly within the app. The payment is authorised with their bank …, DIGITAL DOWNLOAD / Laser Cut File for Social Media Sign / QR code sign / Scan To Pay Sign / Payment Sign / Instagram Sign / Craft Fair Sign. (1.4k) $11.99. Editable QR Code Sign Canva Template, Printable Scan To Pay Sign, Small Business Custom QR Code Sign, Instant Download Payment Sign. TDS-02. , Fast. Affordable. Effective. Design like a pro. Create free scan to pay template flyers, posters, social media graphics and videos in minutes. Choose from 200+ eye-catching templates to wow your audience., Scan And Pay Sign. Small Business Sign. 236. Editable Scan to Pay Canva Template 3. Graphics / Print Templates. $5.00 $2.50. -50%. Buy now. Click here and download the Editable Scan to Pay Canva Template 3 graphic · Window, Mac, Linux · Last updated 2024 · Commercial licence included ., Make online or in-app payments directly from your account without giving away your physical card details. Create your virtual cards on the Money app – an even safer way to pay. Scan to pay! For cardless payments that are quick, safe and convenient, use the Money app to scan QR codes at any merchant that displays Masterpass, Pay@ or …, Also known as scan to pay, a QR code payment gives businesses an easy to take contact-free payments from their customers. Here’s how they work. Firstly, to generate a code, you need an account with a QR code app. Once created, you need to display the code somewhere that’s easily accessible to your customers. , join the creator community. Upload your first copyrighted design. You can get a $10 cash bonus. Are you looking for SCAN TO PAY templates psd or ai files? Pikbest have found 5164 free SCAN TO PAY templates of poster,flyer,card and brochure editable and printable. Remember that our ready-made templates are free for commercial use.