Navyist reward credit card

The Old Navy Credit Card is intended for applicants with at least good credit. Its key features are 1 - 5 points per $1 spent and 30% off on your first Old Navy purchase. The card has a $0 annual fee. The Old Navy Credit Card has a WalletHub editor's rating of 4.7/5. More details can be found in our full Old Navy Credit Card card review.

Starting September 14, 2022, we launched our new Rewards Program, Navyist Rewards. Our new Rewards Program allows customers to earn points on purchases at Gap, Banana Republic, Old Navy, Athleta, Gap Factory, Banana Republic Factory, and online. Whether you join Gap Good Rewards, Banana Republic Rewards, Navyist Rewards, or Athleta …Wyndham Rewards Earner® Business Card. Discover & Compare all Barclaycard Credit Cards - Travel, Hotel, Retail, Cashback & Airline rewards….The new Navyist Rewards, Gap Good Rewards, Banana Republic Rewards, and Athleta Rewards Mastercard cards will enable Cardmembers to earn 5 points on every $1 spent on purchases made at Gap Inc ...The Navyist Rewards Mastercard® earns a high 5% return when shopping at Old Navy and other Gap brands such as Banana Republic, Athleta, and Gap. Along with the great return, you will also receive complimentary Gap Enthusiast Membership which grants additional benefits in the Navyist Rewards program. Athleta Rewards World Mastercard®.Discover & Compare all Barclaycard Credit Cards - Travel, Hotel, Retail, Cashback & Airline rewards…The card goes beyond its rewards and offers a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR applies ...Open a new Navyist Rewards Credit Card or Navyist Rewards Mastercard ® Account to receive a 30% discount on your first purchase. If new Account is opened in store, discount will be applied to first purchase in store made same day. If new Account is opened online, discount code expires at 11:59 pm PT fourteen (14) days from date of Account opening.

2,500 Bonus Rewards. after your first purchase. 5X Rewards. for every $1 spent on all eligible RCI purchases. 2X Rewards for every $1 spent on all eligible travel purchases. $0. annual fee. Learn more Compare. Discover & Compare all Barclaycard Credit Cards - Travel, Hotel, Retail, Cashback & Airline rewards….The Navyist Rewards Mastercard® earns a high 5% return when shopping at Old Navy and other Gap brands such as Banana Republic, Athleta, and Gap. Along with the great return, you will also receive complimentary Gap Enthusiast Membership which grants additional benefits in the Navyist Rewards program. Athleta Rewards World Mastercard®.Please check the box to prove you are not a robot. Remember username Log inFirst Purchase Discount: Your new credit card must be used as sole payment type. Code expires at 11:59pm PT fourteen (14) days from date of Account open. Open a new Navyist Rewards Credit Card or Navyist Rewards Mastercard Account to receive a 30% discount on your first purchase 9/16/2022 at 12:01am PT through 1/26/2023 at 11:59 pm PT.Chase Freedom. The is a strong cash back credit card with 5% cash back on categories that change quarterly. Additionally, all other purchases earn 1% cash back. More so, Chase Freedom offers bonus ...When You Use Your Caesars Rewards® Visa® Credit Card 10,000 Reward Credits® and 2,500 Tier Credits when you spend $1,000 outside of Caesars Destinations within 90 days of account opening 1 Earn 5,000 Tier Credits after spending $5,000 in a calendar year 2Open a new Navyist Rewards Credit Card or Navyist Rewards Mastercard ® Account to receive a 30% discount on your first purchase. If new Account is opened in store, discount will be applied to first purchase in store made same day. If new Account is opened online, discount code expires at 11:59 pm PT fourteen (14) days from date of Account opening.Manage your credit card account online - track account activity, make payments, transfer balances, and more.

Earn up to 3 Points and 3 Tier Credits per $1 spent 1 when you make purchases with your MGM Rewards Mastercard. Use it for purchases at MGM Rewards destinations, supermarkets, restaurants, on gas - everywhere you shop. 3X - Earn 3 points and 3 tier credits per $1 spent at MGM Rewards Destinations 1. 2X - Earn 2 points and 2 tier credits per ... The Navyist Rewards Credit Card, the Navyist Rewards Mastercard ® and the Navyist Rewards World Mastercard ®️ are part of Navyist Rewards. You are able to shop across all four of our brands and enjoy the benefits of your One Membership. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. ↵. 3. As of 05/01/2024, n Rewards® Secured card rate is 18.00% APR and will vary with the market based on the U.S. Prime Rate. All other Navy Federal Credit Card rates range from 11.24% APR to 18.00% APR, are based on product type and creditworthiness, and will vary ...Receive 30% off your first purchase with your new credit card at Old Navy. Earn 5 points for every $1 spent at Old Navy, Gap, Banana Republic and Athleta. Earn 1 point for every $1 spent on all Mastercard purchases made outside the Gap family of brands. Receive free shipping on all online orders $50 or more.

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First Purchase Discount: Subject to credit approval. Terms Apply. Your new credit card must be used as the sole payment type. Discount code expires at 11:59 pm PT fourteen (14) days from date of Account opening. Open a new Navyist Rewards Credit Card or Navyist Rewards Mastercard ® Account to receive a 30% discount on your first purchase. If ...Please check the box to prove you are not a robot. Remember username Log inOtherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. $49 annual fee for Visa Signature ® Flagship Rewards. ↵. 4. Visa Signature Flagship Rewards Credit Cards earn 3 points for every $1 of net purchases made on travel and 2 points for every $1 of other net purchases. "Net purchases" means the sum of your eligible ...Credit card relaunch. After some time of peace, the day we've been dreading has arrived: relaunch day. Good luck everyone! I hate asking for Navyist rewards too but man, I’d rather be asking for the rewards over the credit card any day. I always felt bad when someone would apply for the credit card for the sake of the discount and get rejected.First Purchase Discount: Subject to credit approval. Terms Apply. Your new credit card must be used as the sole payment type. Discount code expires at 11:59 pm PT fourteen (14) days from date of Account opening. Open a new Navyist Rewards Credit Card or Navyist Rewards Mastercard ® Account to receive a 30% discount on your first purchase. If ...

4.7 / 5. Capital One SavorOne Cash Rewards Credit Card. Entertainment. 8% cash back on Capital One Entertainment purchases, 5% cash back on hotels and rental cars booked through Capital One Travel (terms apply), 3% cash back on dining, entertainment, popular streaming services and at grocery stores. More information.The Five Things to Know About the Navyist Credit Card. 1. Exclusive Perks and Benefits. The Navyist Credit Card offers a range of exclusive perks and benefits that are designed to reward loyal customers. Some of the key benefits of the card include: 20% off your first Old Navy purchase with the card.Get 30% Off Your First Purchase at Old Navy with the Navyist Rewards Credit Card. Secure Application 1-866-718-2656. START BELOW. No Annual Fee* Earn Points Every Time You Shop at Old Navy, Gap, Banana Republic, and Athleta* ... You can choose to stop receiving "prescreened" offers of credit from this and other companies by calling toll ...Navy Federal More Rewards American Express® Cards earn 3 points for every $1 of net purchases made for gas, transit, restaurants, food delivery, and supermarkets, and 1 point for every $1 of other net purchases. Merchant transit categories classified as railway, ferries/water trip, taxis, limousines, bus lines, charters, tour buses, tolls ...In September 2020, Gap Inc. launched a new program across the U.S. and Puerto Rico, with branded expressions across each of its core brands: Navyist Rewards, Gap Good Rewards, Banana Republic Rewards, and Athleta Rewards. The relaunched credit card program will be a key component of the new rewards program.You can mail a payment to the Old Navy credit card payment address (Old Navy Credit Card, P.O. Box 960011, Orlando, Florida 32896-0011). Send a check or money order to Old Navy, along with a payment stub or the front of your billing statement.Call Old Navy Credit Card customer service at (866) 367-1758 and request a PIN, if you don't already have one. Insert the credit card at an ATM and enter the PIN. Select the cash advance option on the ATM screen. Enter the amount you'd like to withdraw. Withdraw the cash and remove the credit card from the ATM.Pay my card. For a fast, simple and secure way to pay your NatWest credit card from another UK bank, on our app you can choose to Pay my Card which is powered by Payit. Payit™ is NatWest's new payment solution that allows a fast, simple and safe way to pay. It removes the need for you to enter card or account details, passwords or ...First Purchase Discount: Your new credit card must be used as sole payment type. Code expires at 11:59pm PT fourteen (14) days from date of Account open. Open a new Navyist Rewards Credit Card or Navyist Rewards Mastercard Account to receive a 30% discount on your first purchase 9/16/2022 at 12:01am PT through 1/26/2023 at 11:59 pm PT.they get 1 point for every dollar, then 100 points equals $1 reward! with the navyist rewards credit card they get 5 points per dollar. also mention that it is good across all gap brands. with older customers I like to mention that being enrolled in navyist helps with looking up returns so no matter how they paid they can just enter their ...

Credit Card payments P.O. Box 13337. Philadelphia, PA 19191 Or Card Services. P.O. Box 60517. City of Industry, CA 91716 Please allow 7-10 days for USPS delivery. I want to make a Credit Card payment using my bank's phone or online banking service.

First Purchase Discount: Your new credit card must be used as sole payment type. Code expires at 11:59pm PT fourteen (14) days from date of Account open. Open a new Navyist Rewards Credit Card or Navyist Rewards Mastercard Account to receive a 30% discount on your first purchase 9/16/2022 at 12:01am PT through 1/26/2023 at 11:59 pm PT.First Purchase Discount: Your new credit card must be used as sole payment type. Code expires at 11:59pm PT fourteen (14) days from date of Account open. Open a new Navyist Rewards Credit Card or Navyist Rewards Mastercard Account to receive a 30% discount on your first purchase 9/16/2022 at 12:01am PT through 1/26/2023 at 11:59 pm PT. Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends. Is Navyist Rewards Mastercard® right for you? Discover how its key features and pros & cons compare with other credit cards. Discover & Compare all Barclaycard Credit Cards - Travel, Hotel, Retail, Cashback & Airline rewards…The Old Navy Credit Card was built for rewards, not carrying a balance from month to month. After all, it doesn't offer a 0% introductory rate and its regular APR is a lofty one. ... Old Navy Navyist is the name of Old Navy's rewards program. Signing up for Old Navy Navyist is free, and you'll start at the Core tier, which includes benefits ...Manage your credit card account online - track account activity, make payments, transfer balances, and moreThe Old Navy Credit Card payment address is: Old Navy Visa. PO Box 960017. Orlando, FL 32896-0017. You can use the same mailing address to make Old Navy Store Card payments, too. Just keep in mind that, when paying Old Navy Credit Card bills by mail, you have to submit either a check or money order for the payment amount.A 30% discount on your first purchase: The Navyist Rewards Credit Card gives you a 30% discount on your first purchase at Old Navy. This is a fantastic way to save money on your next shopping spree and get more for your budget. You can use this discount in combination with other in-store promotions and discounts, making it an even better deal.1. HDFC Regalia Gold Credit Card. Joining Fee: Rs. 2,500. Renewal Fee: Rs. 2,500 (Waived off on spending Rs. 4 lakh in a year) HDFC Regalia Gold Credit Card is one of the best credit cards for rewards that provides benefits across multiple categories such as travel, dining, and shopping. However, the good redemption rate and exclusive ...

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Compare Navyist Rewards Credit Card Details with other Credit Card Applications 2024. Choose the Best Offer for you and Apply Online.The Navyist Rewards Credit Card*, issued by Barclays, earns 5 points per dollar spent on purchases at Gap Inc. brands. The reward potential of this card, however, is limited by the fact that rewards can only be redeemed toward merchandise purchases with the Gap Inc. family of brands.Navyist Rewards Mastercard. The Navyist Incentives Mastercard is more than simply a single-store retail card. When you sign up for this credit card, you are in fact obtaining a Void Inc. card. Gap Inc. is the moms and dad company of Old Navy and several various other brands, that include some of the nation's most popular clothiers.First Purchase Discount: Your new credit card must be used as sole payment type. Code expires at 11:59pm PT fourteen (14) days from date of Account open. Open a new Navyist Rewards Credit Card or Navyist Rewards Mastercard Account to receive a 30% discount on your first purchase 9/16/2022 at 12:01am PT through 1/26/2023 at 11:59 pm PT.Navyist Rewards Mastercard ® By applying, you agree that you'll first be considered for the Navyist Rewards Mastercard which can be used anywhere Mastercard is accepted. If not approved for the Mastercard, you'll then automatically be considered for the Navyist Rewards Credit Card which can be used across all Gap Inc. stores and online ...Please check the box to prove you are not a robot. Remember username Log inWelcome offer: Earn a $200 online cash rewards bonus after spending $1,000 in purchases in the first 90 days of account opening. Annual fee: $0. Other benefits and drawbacks: The card offers a 0% ...First Purchase Discount: Your new credit card must be used as sole payment type. Code expires at 11:59pm PT fourteen (14) days from date of Account open. Open a new Navyist Rewards Credit Card or Navyist Rewards Mastercard Account to receive a 30% discount on your first purchase 9/16/2022 at 12:01am PT through 1/26/2023 at 11:59 pm PT.If you are a regular driver, you know how quickly gas expenses can add up. Fortunately, some credit cards cater to drivers’ needs and offer great rewards for gas purchases. The Cha...We would like to show you a description here but the site won’t allow us.The Capital One Venture Rewards Credit Card charges a $95 annual fee ( rates & fees) while the Capital One VentureOne doesn't charge an annual fee ( rates & fees ). For those who won't use the ...125 South West Street. Wilmington, DE 19801. Collections/Account Verification. (For Account Verification, Debt Validation, Cease & Desist, Legal Representation, or any other collections related inquiry please send your request to the below address) Card Services. P.O. Box 8833. Wilmington, DE 19899-8833. Manage your credit card account online ... ….

Open a new Navyist Rewards Credit Card or Navyist Rewards Mastercard ® Account to receive a 30% discount on your first purchase. If new Account is opened in store, discount will be applied to first purchase in store made same day. If new Account is opened online, discount code expires at 11:59 pm PT fourteen (14) days from date of Account opening.Caesars Rewards® Visa® Credit Card. Earn 10,000 Reward Credits and 2,500 Tier Credits. Use your Caesars Rewards Visa Card to spend $1,000 outside of a Caesars Rewards destination within the first 90 days of approval to earn 10,000 Reward Credits® and 2,500 Tier Credits.*. Log in with your Caesars Rewards credentials to apply.Upromise® Mastercard®. Earn $100 Bonus Cash Back Rewards. after spending $500 on purchases in the first 90 days. Earn 1.529% cash back rewards on your purchases when your Upromise Program account is linked to an eligible College Savings Plan, or 1.25% cash back rewards on your purchases if your Upromise Program account is not linked.Credit Card. Earn 50,000 Bonus BreezePoints, that's a $500 value, after spending $2,000 on purchases within the first 90 days. Earn up to 10X BreezePoints. on Nicer Bundles, Nicest Bundles and Trip Add-Ons, that's 5X when you buy, plus 5X when you fly. Earn up to 4X BreezePoints.Best Rewards Credit Cards of May 2024. Chase Freedom Unlimited®: Best feature: Flexible cash back rewards. Capital One Venture Rewards Credit Card: Best feature: Travel rewards. Delta SkyMiles ...Discover & Compare all Barclaycard Credit Cards - Travel, Hotel, Retail, Cashback & Airline rewards…Finding your security code. The 3 digit security code is found at the back of your card. If you already have a Barclays online account, you can to activate your card even faster. Manage your credit card account online - track account activity, make payments, transfer balances, and more.A: Yes, the new Rewards Program accumulates points from any of your Gap Inc. Credit Card accounts as long as your email address and phone number are the same for both accounts. If you notice any discrepancies, please call 1-888-BRSTYLE (1-888-277-8953) for help linking your accounts.If it’s navyist and they aren’t a member, say it’s a free program where they earn cash back rewards. If it’s a card, ask if they want to save X amount on their purchase. If and when they say no, just move on. You’re not getting paid … Navyist reward credit card, Mercury Card is a popular credit card that offers a wide range of benefits and rewards to its users. If you have a Mercury Card account, it’s important to know how to log in so you..., Open a new Navyist Rewards Credit Card or Navyist Rewards Mastercard ® Account to receive a 30% discount on your first purchase. If new Account is opened in store, discount will be applied to first purchase in store made same day. If new Account is opened online, discount code expires at 11:59 pm PT fourteen (14) days from date of Account opening. , The card goes beyond its rewards and offers a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR applies ..., Credit Card. Earn 50,000 Bonus BreezePoints, that's a $500 value, after spending $2,000 on purchases within the first 90 days. Earn up to 10X BreezePoints. on Nicer Bundles, Nicest Bundles and Trip Add-Ons, that's 5X when you buy, plus 5X when you fly., When you use your ScoreRewards Mastercard outside of any of Our Stores, you will earn one (1) Point for every $3.00 in net purchases. So, for each $150 in Qualified Purchases you make using the ScoreRewards Credit Card or the ScoreRewards Mastercard, you will earn a $10 reward (each a "ScoreCard Reward"). ScoreCard Gold Program: If you use ..., How to Activate Your Old Navy Credit Card. On the website: Go to the activation page from the issuer's website and enter your card number, security code, the last 4 digits of your Social Security Number, and your occupation. Then, click on "Activate". If you already have an online account with the Old Navy Credit Card's issuer, you can ..., Si tienes dudas para aplicar para una tarjeta de crédito Old Navy o tienes consultas sobre las tarjetas que ya tienes, aquí te dejamos algunas formas de contacto, son en inglés pero podrías consultar por asistencia para Old Navy credit card en español: Por teléfono. Llama al servicio al cliente de Old Navy credit card: 877-222-6868., 1. As of 05/02/2024, n Rewards® Secured card rate is 18.00% APR and will vary with the market based on the U.S. Prime Rate. All other Navy Federal Credit Card rates range from 11.24% APR to 18.00% APR, are based on product type and creditworthiness, and will vary with the market based on the U.S. Prime Rate., When You Use Your Caesars Rewards® Visa® Credit Card 10,000 Reward Credits® and 2,500 Tier Credits when you spend $1,000 outside of Caesars Destinations within 90 days of account opening 1 Earn 5,000 Tier Credits after spending $5,000 in a calendar year 2, Old Navy Credit Card. APR: 25.99% as of Feb 2024. Annual Fee: $0. Rewards: Earn 5X per $1 on Gap Inc.-Brand Purchases. ★★★★★ 2.5/5.0. While rewards are capped at $250 per billing cycle, the remaining points are added to Rewards in a future billing cycle, so you won't lose out if you earn more than allowed., Discover & Compare all Barclaycard Credit Cards - Travel, Hotel, Retail, Cashback & Airline rewards…, The Capital One Venture Rewards Credit Card charges a $95 annual fee ( rates & fees) while the Capital One VentureOne doesn't charge an annual fee ( rates & fees ). For those who won't use the ..., When You Use Your Caesars Rewards® Visa® Credit Card 10,000 Reward Credits® and 2,500 Tier Credits when you spend $1,000 outside of Caesars Destinations within 90 days of account opening 1 Earn 5,000 Tier Credits after spending $5,000 in a calendar year 2, When You Use Your Caesars Rewards® Visa® Credit Card 10,000 Reward Credits® and 2,500 Tier Credits when you spend $1,000 outside of Caesars Destinations within 90 days of account opening 1 Earn 5,000 Tier Credits after spending $5,000 in a calendar year 2, Open a new Navyist Rewards Credit Card or Navyist Rewards Mastercard ® Account to receive a 30% discount on your first purchase. If new Account is opened in store, discount will be applied to first purchase in store made same day. If new Account is opened online, discount code expires at 11:59 pm PT fourteen (14) days from date of Account opening., Increasingly, however, cobranded store cards have upped their functionality and, for the most part, can be used anywhere credit cards are accepted. Such is the case with the Navyist Rewards card. Being a Navyist Rewards cardholder means you have access to perks like elevated earning rates on specific purchases, including:, Receive 30% off your first purchase with your new credit card at Old Navy. Earn 5 points for every $1 spent at Old Navy, Gap, Banana Republic and Athleta. Earn 1 point for every $1 spent on all Mastercard purchases made outside the Gap family of brands. Receive free shipping on all online orders $50 or more., Member specific offers are sent out as well offering extra points every so often. For example right now I'm earning 10 points for every dollar on grocery and gas purchases, and 5 points for every dollar on restaurant purchases. I rarely use my card outside of the brand and my rewards rack up like crazy, When You Use Your Caesars Rewards® Visa® Credit Card 10,000 Reward Credits® and 2,500 Tier Credits when you spend $1,000 outside of Caesars Destinations within 90 days of account opening 1 Earn 5,000 Tier Credits after spending $5,000 in a calendar year 2 , Discover & Compare all Barclaycard Credit Cards - Travel, Hotel, Retail, Cashback & Airline rewards…, Discover & Compare all Barclaycard Credit Cards - Travel, Hotel, Retail, Cashback & Airline rewards…, Jun 1, 2022 · By Danny Nguyen Last updated: June 1, 2022. With the Navyist Rewards Mastercard, earn up to 5X rewards and receive 20% off your first purchase! Ink Business Cash® Credit Card Up to $750 Bonus: Earn $350 after $3,000 spend in the first 3 months and an additional $400 with $6,000 spend in the first 6 months. Chase Sapphire Preferred® Card 60K ... , Navyist Rewards Mastercard® Walmart MoneyCard: Credit Score: Good or excellent (above 670); No minimum credit score; Annual Fee: $0; $71.28, paid in monthly installments of $5.94 (fee waived for those receiving direct payroll deposits and/or government benefits accounting for at least $500 monthly);, The Navyist Rewards Mastercard® Credit Card offers rewards and unique perks for loyalists of these brands, but there are also some pitfalls to be aware of. Here's what to know., On July 20, 2021, our credit card and Rewards programs became one program, Navyist Rewards. The Navyist Rewards Credit Card, the Navyist Rewards Mastercard ® and the Navyist Rewards World Mastercard ®️ are part of Navyist Rewards. You are able to shop across all four of our brands and enjoy the benefits of your One Membership. Whether you joined Gap Good Rewards, Banana Republic Rewards ..., First Purchase Discount: Subject to credit approval. Terms Apply. Your new credit card must be used as the sole payment type. Discount code expires at 11:59 pm PT fourteen (14) days from date of Account opening. Open a new Navyist Rewards Credit Card or Navyist Rewards Mastercard ® Account to receive a 30% discount on your first purchase. If ..., How do I redeem points on my credit card? In the Barclays US App, tap the Rewards icon at the bottom to learn how to redeem your points. On the website, select Rewards & Benefits Center from the Rewards & Benefits menu. This section of the website has information about your rewards activity, how to earn and redeem rewards and other card benefits., Barclaycard Rewards Card. Get 0.25% cashback on all your everyday spending, plus no transaction fees when you're abroad. Representative example - most accepted customers get. Representative 28.9% APR (variable) Purchase rate 28.9% p.a. p.a. (variable) Based on a £1,200 credit limit. What do these rates mean?, In addition, this credit card provides a combined rewards rate of 2%, based on 1% at the time of the purchase and an additional 1% when you pay it off. The Citi Double Cash Card is ideal for people who want low-hassle cash rewards on their purchases. ... Fair to Good Credit Score (580-740) Navyist Rewards Mastercard® ..., A: Yes, the new Rewards Program accumulates points from any of your Gap Inc. Credit Card accounts as long as your email address and phone number are the same for both accounts. If you notice any discrepancies, please call 1-888-BRSTYLE (1-888-277-8953) for help linking your accounts., The Navyist Rewards Mastercard® earns a high 5% return when shopping at Old Navy and other Gap brands such as Banana Republic, Athleta, and Gap. Along with the great return, you will also receive complimentary Gap Enthusiast Membership which grants additional benefits in the Navyist Rewards program. Athleta Rewards World Mastercard®., Get 30% Off Your First Purchase at Old Navy with the Navyist Rewards Credit Card. Secure Application 1-866-718-2656. START BELOW. No Annual Fee* Earn Points Every Time You Shop at Old Navy, Gap, Banana Republic, and Athleta* ... You can choose to stop receiving "prescreened" offers of credit from this and other companies by calling toll ..., 100,000 bonus NAB Rewards Points. 80,000 bonus points when you spend $1,000 on everyday purchases within the first 60 days of account opening and 20,000 bonus points when you keep your card for over 12 months. That's enough for $480 in gift cards. You'll also enjoy a reduced annual card fee (from $195 to $45) for the first year.